Need Business Financing?
Get Approved Today
Get up to $1,000,000 in your account within 2 business days
✔ No impact on your credit
✔ Flexible repayment
✔ No collateral required
Tailored funding solutions
to achieve your business goals
to achieve your business goals
We know the passion and hard work it takes to grow a business you believe in.
At SparkLender, we offer customized funding solutions with up to $1 million, delivered in as fast as the same day of approval.
❱Business line of credit
Unlock a revolving line of credit up to $300,000. With lower interest rates than traditional business credit cards, you only pay interest on what you use, providing stress-free access to funds when you need them.
❱Fixed term loans
A straightforward and efficient financing option for businesses looking to grow. Whether you’re expanding, managing cash flow, or funding day-to-day operations, we provide the quick access to working capital you need without the hassle.
❱Other flexible loans for your business type
✔ SBA Loans
✔ Revenue-Based Financing
✔ Equipment Loans
✔ Invoice Factoring
Minimum criteria
1
$10 000
Monthly revenue
2
6
Month in business
3
550+
Credit Score
Applying won't impact your credit score
We utilize soft credit inquiries only
Whether you’re expanding, managing cash flow, or funding day-to-day operations, we provide the quick access to working capital you need without the hassle.
HOW IT WORKS
1
Complete quick application
Submit the simple online application that takes just 15 minutes to complete. Our finance specialist will reach out to discuss your funding request.
2
Get a decision
Within 4 hours you will get our funding recommendation, a tailored solution for your business needs.
3
Receive your funds
A lump-sum payout will be available to you within 24 to 72 hours, so you can spend it as you see fit.
- $2 000 000 000In Loans Approved
- $80 000Average Small Business Loan
- 10 000+Entrepreneurs Funded
Proven results for entrepreneurs like you
- ★★★★★
Paula TurnerA&G Media Marketing"Sarah at SparkLender made the process easy and fast. She offered great loan options, and we secured funding quicker than expected. Highly recommend for any small business needing quick funding!" - ★★★★★
Mark StevensStevens Catering"Getting a loan from SparkLending was the easiest experience I've had. Their efficient process allowed me to focus on my business while they handled the financing!" - ★★★★★
Javier MoralesRevRight Automotive"I was able to obtain a significant loan to invest in new equipment for my business. Their straightforward process and transparency made it easy to understand the terms and get the funding I needed without any hassle."
Q&A
Qualifying for a business loan with SparkLending is straightforward. We consider factors like your time in business, monthly revenue, and personal credit score. Our minimum criteria include a credit score of 550+, 6 months in business, and $10k+ in monthly revenue.
While collateral can help strengthen your application, it's not always required for a business loan with SparkLending. We offer both secured and unsecured financing options. The specific requirements will depend on the loan type and amount.
To make the application process as easy as possible, we only require a few key documents. These typically include your most recent business tax returns, bank statements from the last 3 months, and a copy of your driver's license. Our team will guide you through the process and let you know if any additional information is needed.
Interest rates for small business loans vary based on factors like loan amount, term, and your creditworthiness. We'll provide you with a clear understanding of the costs upfront so you can make an informed decision. The lowest small business loan rates we offer typically start around 9%
Getting a small business loan is usually easier than getting a traditional bank loan, especially when it comes to speed and qualifying. Small business lenders like SparkLender often have more flexible requirements, fewer steps in the application process, and can provide funds in as little as one business day after approval.
About ❱SparkLender
At SparkLender, we’re passionate about empowering small businesses with transparent, flexible financing solutions—no hidden fees or complicated terms. Our dedicated team is here to guide you, offering personalized support every step of the way. We believe in the dreamers and doers shaping our communities, and we’re committed to helping your business grow with clarity, integrity, and care.
Still thinking it over?
✔ Applying won't affect your credit score
✔ Get an approval within minutes
✔ Apply 100% online
✔ Get an approval within minutes
✔ Apply 100% online
We provide easy funding for small businesses, offering approvals within 24 hours. With no need for collateral or personal guarantees, we support your growth with solutions up to $1 million.
© 2024 SparkLender, LLC
2261 Market Street STE 22164
San Francisco, CA 94114
© 2024 SparkLender, LLC
2261 Market Street STE 22164
San Francisco, CA 94114
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